Singhvi: Look at the words. Right of due process, the presumption of innocence, protection by courts...FATF did not prescribe Section 45, it did not change 'and' to 'or'.

SG Mehta: I'm not relying on FATF for Section 45.

Singhvi: I'm relying on FATF for the opposite purpose. I'm not trivialising it, but saying you ought to follow FATF guidelines.