Supreme Court Disapproves Insurance Company's Insistence On Producing Driving License Which Was Burnt In Accident

The Supreme Court recently dismissed an appeal filed by an insurance company against an order of the National Consumer Disputes Redressal Commission which allowed a claim.

The insurer had repudiated the claim on the ground that the driving license was not produced. However, the Surveyor's Report suggested that the driving license was burnt in the accident.

"Still, the Insurance Company insisted for producing the document, which was beyond the control of the insured", the Court noted.

In this backdrop, the becnh comprising Justices MR Shah and Aniruddha Bose dismissed the insurer's appeal against the orders of the District Forum and NCDRC.

"In the above facts and circumstances of the case, we find that no error has been committed by the District Forum as well as by the National Consumer Disputes Redressal Commission [in short, "NCDRC"] in allowing the claim.

We see no reason to interfere with the impugned order passed by the NCDRC. The civil appeal is, accordingly, dismissed", the bench said in the order.

Case Title : The Oriental Insurance Co Ltd versus K Narasimha Reddy

Also Read : While Settling Claims, Insurance Company Should Not Seek Documents Which Are Beyond The Control Of Insured To Furnish: Supreme Court

Click here to read/download the order